Attention homeowners in Goshen and Elkhart County: Need an appraisal?

The top reasons Indiana homeowners order from Kelly Appraisals:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Elkhart County's assessment of your property value
  3. To lower their mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a divorce in the state of Indiana, when real estate property needs to be divided
  7. To determine the true market value of real estate to settle an estate
Own a home in or near Goshen, Indiana and need help determining the value of it? Contact Kelly Appraisals.

We at Kelly Appraisals understand the unique needs of a consumer looking for appraisal services. Our customary business clients understand the appraisal process and the customary "products" we deliver to them. Being a consumer that ordinarily doesn't look at appraisals on a regular basis, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Kelly Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Challenge Elkhart County's assessment of your property

If you live in an area that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Kelly Appraisals is your best weapon.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Kelly Appraisals, we're seasoned in helping consumers just like you abolish unnecessary PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Kelly Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Kelly Appraisals can help you with that. While typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property.